“Personal information” refers to recorded information about an identifiable individual and can include your name, home/business address, telephone number, date of birth, as well as some numerical and photo identifiers such as Social Insurance Number (SIN), Driver’s License, Passport etc.
Canadian Pay Day Loan and Cheque Cashing Inc. CUSTOMER PRIVACY STATEMENT
With your consent, Canadian Pay Day Loan and Cheque Cashing Inc. collects and uses your personal information only for the following purposes:
- To meet legal and regulatory requirements
- To verify your identity in case of need
- To detect and prevent fraud, and to help safeguard the financial interests of Canadian Pay Day Loan and Cheque Cashing and its customers
- To evaluate your credit standing by sharing or exchanging reports with credit reporting agencies
- To build a customers database in order to serve you faster and more efficiently
In accordance with the federal government’s privacy legislation effective January 1, 2004, we need your consent for the continuing use of your personal information to manage your accounts. This includes sharing this information with our financial services partners.
Under no circumstances does Canadian Pay Day Loan and Cheque Cashing Inc. sell or share personal customer information with any unrelated third party for marketing purposes.
Your consent to using your personal information by Canadian Pay Day Loan and Cheque Cashing Inc. can be either express (oral or written) or implied. An example of express consent is when you sign our document ticket thereby giving your written consent for us to use your personal information such as your name, telephone and address to perform credit check.
Please note, that in the event we do not obtain your express consent, we will reserve the right to imply your consent for the purposes specified above until such time as you either provide further written consent, or limit or withdraw you consent.
You should be aware that in case you choose to withdraw or refuse your consent, we may not be able to properly service your account, provide our services, and establish and/or maintain an on-going business relationship.
If you have any questions regarding the use of your personal information please contact us at 647-348-5488. Thank you for your cooperation.
For more information regarding this legislation, please visit the official Web site of the Privacy Commissioner of Canada athttp://www.privcom.gc.ca.